Velocity Financial, Inc.

NYQ: VEL

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📈 ZcoreAI Score

Our AI model analyzes Velocity Financial, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.

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About Velocity Financial, Inc.

Financial Services Mortgage Finance

Velocity Financial, Inc. operates as a real estate finance company in the United States. The company originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor loans unit residential rental properties; residential rental properties office; and loans for multi-family, mixed use, and commercial properties. The company also provides warehouse and other properties. It offers its products through a network of independent mortgage brokers and direct borrower relationships. The company was founded in 2004 and is headquartered in Westlake Village, California

📊 Fundamental Analysis

Velocity Financial, Inc. demonstrates exceptional profitability, with a profit margin of 46.6%.

The company recently reported -4.4% revenue growth, which is negative, indicating a recent decline in revenue.

Return on Equity (ROE) is 17.6%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.

At a current price of $19.14, VEL currently sits at the 57th percentile of its 52-week range (Range: $16.12 - $21.39).

💰 Valuation Insight

VEL trades at a 42.0% discount (PE: 6.96), which may represent a value opportunity given the sector average of 12.00. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

✅ Profit Margin Excellent

🔴 Debt/Equity Elevated

🔴 Revenue Growth Weak

⚠️ Return on Equity Moderate

✅ Beta (Risk) Low Volatility

Key Financials

Market Cap

$750.96M

Trailing P/E

6.96

Forward P/E

5.73

Beta (5Y)

0.76

52W High

$21.39

52W Low

$16.12

Avg Volume

125K

Day High

Day Low

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