VersaBank
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📈 ZcoreAI Score
Our AI model analyzes VersaBank's price action across multiple timeframes using regression channels and statistical scoring.
Get VBNK Z-Score →About VersaBank
Financial Services
Banks - Regional
VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it provides cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.
📊 Fundamental Analysis
VersaBank demonstrates a healthy profit margin of 24.3%.
The company recently reported 33.6% revenue growth, which is well above average for the Financial Services sector.
Return on Equity (ROE) is 5.9%, which suggests room for improvement in capital utilization.
At a current price of $16.80, VBNK currently trades near the top of its 52-week range (92%) (Range: $9.38 - $17.47).
💰 Valuation Insight
VBNK trades at a 100.0% premium to the sector average PE of 12.00. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
⚠️
Profit Margin
Moderate
✅
Revenue Growth
Excellent
🔴
Return on Equity
Weak
⚠️
Beta (Risk)
Moderate Volatility
Key Financials
Market Cap
$538.77M
Trailing P/E
24.00
Forward P/E
8.92
Beta (5Y)
1.03
52W High
$17.47
52W Low
$9.38
Avg Volume
47K
Day High
Day Low