USCB Financial Holdings, Inc.
NGM: USCBLive Quote
📈 ZcoreAI Score
Our AI model analyzes USCB Financial Holdings, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.
Get USCB Z-Score →About USCB Financial Holdings, Inc.
Financial Services
Banks - Regional
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and clients title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.
📊 Fundamental Analysis
USCB Financial Holdings, Inc. demonstrates a healthy profit margin of 29.7%.
The company recently reported -20.1% revenue growth, which is negative, indicating a recent decline in revenue.
Return on Equity (ROE) is 12.1%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.
At a current price of $19.68, USCB currently sits at the 79th percentile of its 52-week range (Range: $15.56 - $20.79).
💰 Valuation Insight
USCB is valued broadly in line with the sector at a PE of 14.69. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
⚠️
Profit Margin
Moderate
🔴
Revenue Growth
Weak
⚠️
Return on Equity
Moderate
✅
Beta (Risk)
Low Volatility
Key Financials
Market Cap
$359.30M
Trailing P/E
14.69
Forward P/E
8.78
Beta (5Y)
0.59
52W High
$20.79
52W Low
$15.56
Avg Volume
49K
Day High
Day Low