United Community Banks, Inc.
NYQ: UCBLive Quote
📈 ZcoreAI Score
Our AI model analyzes United Community Banks, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.
Get UCB Z-Score →About United Community Banks, Inc.
Financial Services
Banks - Regional
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage, home equity, manufactured housing, and consumer loans, as well as commercial and residential construction and land. In addition, the company offers private banking, investment management, investment advice, financial planning services, estate and retirement planning, and insurance products; non-deposit investment products and insurance products, such as life insurance, long-term care insurance and tax-deferred annuities; and trust services to manage fiduciary assets. Further, it provides reinsurance on property insurance contracts and payment processing services for commercial and small business customers. The company serves the commercial, retail, government, education, energy, health care, and real estate sectors. United Community Banks, Inc. was founded in 1950 and is headquartered in Greenville, South Carolina.
📊 Fundamental Analysis
United Community Banks, Inc. demonstrates exceptional profitability, with a profit margin of 32.3%.
The company recently reported 10.5% revenue growth, which is well above average for the Financial Services sector.
Return on Equity (ROE) is 9.3%, which suggests room for improvement in capital utilization.
At a current price of $33.99, UCB currently sits at the 80th percentile of its 52-week range (Range: $23.19 - $36.77).
💰 Valuation Insight
UCB is valued broadly in line with the sector at a PE of 12.97. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
✅
Profit Margin
Excellent
✅
Revenue Growth
Excellent
🔴
Return on Equity
Weak
⚠️
Beta (Risk)
Moderate Volatility
Key Financials
Market Cap
$4.07B
Trailing P/E
12.97
Forward P/E
10.54
Beta (5Y)
0.84
52W High
$36.77
52W Low
$23.19
Avg Volume
941K
Day High
Day Low