United Bankshares, Inc.
NMS: UBSILive Quote
📈 ZcoreAI Score
Our AI model analyzes United Bankshares, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.
Get UBSI Z-Score →About United Bankshares, Inc.
Financial Services
Banks - Regional
United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, automobiles, boats, recreational vehicles, credit card receivables, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; trust, safe deposit boxes, wire transfers, and other banking products and services; investment and security services; buying and selling federal fund services; automated teller machine services; and internet and automated telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as custody of assets, investment management, escrow services, and related fiduciary activities. The company was incorporated in 1982 and is headquartered in Charleston, West Virginia.
📊 Fundamental Analysis
United Bankshares, Inc. demonstrates exceptional profitability, with a profit margin of 38.6%.
The company recently reported 29.4% revenue growth, which is well above average for the Financial Services sector.
Return on Equity (ROE) is 8.9%, which suggests room for improvement in capital utilization.
At a current price of $43.84, UBSI currently trades near the top of its 52-week range (86%) (Range: $31.45 - $45.93).
💰 Valuation Insight
UBSI is valued broadly in line with the sector at a PE of 13.41. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
✅
Profit Margin
Excellent
✅
Revenue Growth
Excellent
🔴
Return on Equity
Weak
✅
Beta (Risk)
Low Volatility
Key Financials
Market Cap
$6.12B
Trailing P/E
13.41
Forward P/E
11.69
Beta (5Y)
0.75
52W High
$45.93
52W Low
$31.45
Avg Volume
990K
Day High
Day Low