United Bancorp, Inc.

NCM: UBCP
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📈 ZcoreAI Score

Our AI model analyzes United Bancorp, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.

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About United Bancorp, Inc.

Financial Services Banks - Regional
United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company offers banking and financial services, including accepting demand, savings, and time deposits, as well as granting commercial, real estate, and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.

📊 Fundamental Analysis

United Bancorp, Inc. demonstrates a healthy profit margin of 24.4%.

The company recently reported 17.4% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is 11.6%, which suggests room for improvement in capital utilization.

At a current price of $16.22, UBCP currently sits at the 78th percentile of its 52-week range (Range: $12.25 - $17.34).

💰 Valuation Insight

UBCP is valued broadly in line with the sector at a PE of 12.10. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

⚠️ Profit Margin Moderate
Revenue Growth Excellent
🔴 Return on Equity Weak
Beta (Risk) Low Volatility

Key Financials

Market Cap
$93.65M
Trailing P/E
12.10
Forward P/E
10.14
Beta (5Y)
0.36
52W High
$17.34
52W Low
$12.25
Avg Volume
10K
Day High
Day Low
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