TransUnion

NYQ: TRU
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📈 ZcoreAI Score

Our AI model analyzes TransUnion's price action across multiple timeframes using regression channels and statistical scoring.

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About TransUnion

Financial Services Financial Data & Stock Exchanges
TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

📊 Fundamental Analysis

TransUnion demonstrates a profit margin of 10.0%, which is below the sector average, suggesting competitive pressure.

The company recently reported 13.0% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is 10.6%, which suggests room for improvement in capital utilization.

At a current price of $67.87, TRU currently trades near the bottom of its 52-week range (8%), indicating potential value or weakness (Range: $65.23 - $99.39).

💰 Valuation Insight

TRU trades at a 143.8% premium to the sector average PE of 12.00. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

🔴 Profit Margin Weak
Debt/Equity Excellent
Revenue Growth Excellent
🔴 Return on Equity Weak
🔴 Beta (Risk) High Volatility

Key Financials

Market Cap
$13.09B
Trailing P/E
29.25
Forward P/E
11.82
Beta (5Y)
1.71
52W High
$99.39
52W Low
$65.23
Avg Volume
2.78M
Day High
Day Low
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