TowneBank
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📈 ZcoreAI Score
Our AI model analyzes TowneBank's price action across multiple timeframes using regression channels and statistical scoring.
Get TOWN Z-Score →About TowneBank
Financial Services
Banks - Regional
TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in the United States. It operates through four segments: Banking, Mortgage, Resort Vacation Management, and Insurance. The company provides treasury solutions and deposit products, including checking accounts, savings accounts, and various types of time deposit services, such as daily money market accounts and long-term certificates of deposit; transaction accounts and certificates of deposit; and retirement account services comprising individual retirement accounts. It also offers safe deposit boxes, treasury management services, direct deposit of payroll and social security checks, and automatic drafts for various accounts; secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; and secured and unsecured loans for working capital, business expansion, equipment and machinery purchases, fixed- and floating-rate mortgage loans, and larger commercial loans, as well as real estate acquisition, development, and construction loans. In addition, the company can act as a qualified intermediary assisting investors; provides other financial services, such as financial, retirement, and estate planning; and offers assistance on a various investment option, including alternative investments, annuities, margin accounts, convertible bonds, and pension and profit-sharing plans. Further, it provides residential mortgage loans; residential resort property management; property, casualty, life, and health insurance products for businesses, individuals, and community organizations; and commercial and consumer insurance products and financial services, as well as individual and group life and health insurance. Additionally, the company offers online banking, mobile banking, and on-call banking. TowneBank was incorporated in 1998 and is based in Portsmouth, Virginia.
📊 Fundamental Analysis
TowneBank demonstrates a healthy profit margin of 20.9%.
The company recently reported 26.1% revenue growth, which is well above average for the Financial Services sector.
Return on Equity (ROE) is 7.5%, which suggests room for improvement in capital utilization.
At a current price of $35.85, TOWN currently sits at the 73rd percentile of its 52-week range (Range: $30.42 - $37.86).
💰 Valuation Insight
TOWN trades at a 35.2% premium to the sector average PE of 12.00. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
⚠️
Profit Margin
Moderate
✅
Revenue Growth
Excellent
🔴
Return on Equity
Weak
✅
Beta (Risk)
Low Volatility
Key Financials
Market Cap
$3.31B
Trailing P/E
16.22
Forward P/E
9.27
Beta (5Y)
0.74
52W High
$37.86
52W Low
$30.42
Avg Volume
551K
Day High
Day Low