Tompkins Financial Corporation

ASE: TMP

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📈 ZcoreAI Score

Our AI model analyzes Tompkins Financial Corporation's price action across multiple timeframes using regression channels and statistical scoring.

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About Tompkins Financial Corporation

Financial Services Banks - Regional

Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. It operates through two segments: Banking, and Wealth Management. The company accepts various deposit products, including checking and savings accounts, time deposits, and IRA products. It also offers loans for various business purposes, including real estate financing, construction, equipment financing, accounts receivable financing, and commercial leasing; residential mortgage loans; personal loans; home equity loans; residential real estate loans; commercial and industrial loans; commercial real estate loans; agriculture loans; and consumer and other loans, such as direct and indirect personal installment loans, automobile financing, and overdraft lines of credit. In addition, the company provides letters of credit and sweep accounts; credit and debit cards; deposit and cash management, internet-based account, remote deposit, safe deposit, ATM, voice response, and mobile and internet banking services; trust and estate; financial and tax planning services; property and casualty, life, disability, and long-term care insurance services; employee benefit consulting services; and insurance planning services. It primarily serves individuals, corporate executives, small business owners, and high net worth individuals. Tompkins Financial Corporation was founded in 1836 and is headquartered in Ithaca, New York.

📊 Fundamental Analysis

Tompkins Financial Corporation demonstrates exceptional profitability, with a profit margin of 37.0%.

The company recently reported 156.1% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is 19.5%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.

At a current price of $84.30, TMP currently trades near the top of its 52-week range (92%) (Range: $55.40 - $86.95).

💰 Valuation Insight

TMP trades at a 37.5% discount (PE: 7.50), which may represent a value opportunity given the sector average of 12.00. Analysts anticipate some earnings pressure, with a higher forward PE.

🏥 Financial Health

✅ Profit Margin Excellent

✅ Revenue Growth Excellent

✅ Return on Equity Excellent

✅ Beta (Risk) Low Volatility

Key Financials

Market Cap

$1.22B

Trailing P/E

7.50

Forward P/E

10.48

Beta (5Y)

0.71

52W High

$86.95

52W Low

$55.40

Avg Volume

70K

Day High

Day Low

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