Third Coast Bancshares, Inc.

NYQ: TCBX
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📈 ZcoreAI Score

Our AI model analyzes Third Coast Bancshares, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.

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About Third Coast Bancshares, Inc.

Financial Services Banks - Regional
Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in Texas, the United States. The company's deposit products include checking, money market, savings, and individual retirement accounts, as well as certificates of deposit. Its loan portfolio consists of commercial and residential real estate loans; construction, development and other loans; commercial and industrial loans; and farmland, consumer, and agricultural loans, as well as lease financing and bond anticipation notes, as well as financial products and services. The company also provides retail and commercial online banking platforms, mobile banking apps, treasury management solutions, merchant card services, and customer digital solutions, as well as debit and credit cards. In addition, it offers state and municipal and mortgage-backed securities, agency collateralized mortgage obligations, the U.S. treasury bonds, and corporate bonds. The company was founded in 2008 and is headquartered in Humble, Texas.

📊 Fundamental Analysis

Third Coast Bancshares, Inc. demonstrates exceptional profitability, with a profit margin of 32.9%.

The company recently reported 20.1% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is 13.4%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.

At a current price of $41.22, TCBX currently trades near the top of its 52-week range (85%) (Range: $26.34 - $43.84).

💰 Valuation Insight

TCBX is valued broadly in line with the sector at a PE of 10.88. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

Profit Margin Excellent
Revenue Growth Excellent
⚠️ Return on Equity Moderate
Beta (Risk) Low Volatility

Key Financials

Market Cap
$679.54M
Trailing P/E
10.88
Forward P/E
9.34
Beta (5Y)
0.74
52W High
$43.84
52W Low
$26.34
Avg Volume
78K
Day High
Day Low
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