Stellar Bancorp, Inc.
NYQ: STELLive Quote
📈 ZcoreAI Score
Our AI model analyzes Stellar Bancorp, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.
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Financial Services
Banks - Regional
Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers. It provides deposit products that include checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits, as well as convenient services, such as telephone, mobile, and online banking. The company also offers commercial and industrial loans; commercial real estate loans comprising multi-family residential loans; commercial real estate construction and land development loans; residential real estate loans comprising 1-4 family residential mortgage loans, including home equity and home improvement loans, and home equity lines of credit; commercial and retail lending services, such as loans to small businesses, mortgage loans, personal loans, and automobile loans; and factoring services. In addition, it provides safe deposit boxes, debit cards, cash management and wire transfer services, night depository services, direct deposits, cashier's checks, and letters of credit. Stellar Bancorp, Inc. was founded in 2007 and is headquartered in Houston, Texas.
📊 Fundamental Analysis
Stellar Bancorp, Inc. demonstrates a healthy profit margin of 24.9%.
The company recently reported -3.1% revenue growth, which is negative, indicating a recent decline in revenue.
Return on Equity (ROE) is 6.3%, which suggests room for improvement in capital utilization.
At a current price of $37.43, STEL currently trades near the top of its 52-week range (82%) (Range: $24.59 - $40.21).
💰 Valuation Insight
STEL trades at a 56.7% premium to the sector average PE of 12.00. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
⚠️
Profit Margin
Moderate
🔴
Revenue Growth
Weak
🔴
Return on Equity
Weak
✅
Beta (Risk)
Low Volatility
Key Financials
Market Cap
$1.90B
Trailing P/E
18.81
Forward P/E
15.94
Beta (5Y)
0.76
52W High
$40.21
52W Low
$24.59
Avg Volume
574K
Day High
Day Low