Summit State Bank

NGM: SSBI
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📈 ZcoreAI Score

Our AI model analyzes Summit State Bank's price action across multiple timeframes using regression channels and statistical scoring.

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About Summit State Bank

Financial Services Banks - Regional
Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses. In addition, the company offers Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it provides electronic banking, cash management, and electronic bill payment services. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California.

📊 Fundamental Analysis

Summit State Bank demonstrates a healthy profit margin of 20.7%.

The company recently reported 327.5% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is 7.0%, which suggests room for improvement in capital utilization.

At a current price of $13.69, SSBI currently trades near the top of its 52-week range (95%) (Range: $7.50 - $14.00).

💰 Valuation Insight

SSBI is valued broadly in line with the sector at a PE of 13.55.

🏥 Financial Health

⚠️ Profit Margin Moderate
Revenue Growth Excellent
🔴 Return on Equity Weak
Beta (Risk) Low Volatility

Key Financials

Market Cap
$92.67M
Trailing P/E
13.55
Forward P/E
--
Beta (5Y)
0.17
52W High
$14.00
52W Low
$7.50
Avg Volume
6K
Day High
Day Low
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