South Plains Financial, Inc.
NMS: SPFILive Quote
📈 ZcoreAI Score
Our AI model analyzes South Plains Financial, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.
Get SPFI Z-Score →About South Plains Financial, Inc.
Financial Services
Banks - Regional
South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit and credit cards; retirement services and products, including real estate administration, family trust administration, revocable and irrevocable trusts, charitable trusts for individuals and corporations, self-directed individual retirement accounts, simplified employee pensions plans, employee stock ownership plans, defined benefit plans, and profit-sharing plans. In addition, it offers investment services, such as self-directed IRAs, money market funds, mutual funds, annuities and tax-deferred annuities, stocks and bonds, investments for non-U.S. residents, treasury bills, treasury notes and bonds, and tax-exempt municipal bonds. Further, the company provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes; and mortgage banking services. The company was founded in 1941 and is headquartered in Lubbock, Texas.
📊 Fundamental Analysis
South Plains Financial, Inc. demonstrates a healthy profit margin of 28.3%.
The company recently reported 2.8% revenue growth, which is modest compared to its industry peers.
Return on Equity (ROE) is 12.5%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.
At a current price of $44.23, SPFI currently trades near the top of its 52-week range (98%) (Range: $30.36 - $44.58).
💰 Valuation Insight
SPFI is valued broadly in line with the sector at a PE of 12.86. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
⚠️
Profit Margin
Moderate
🔴
Revenue Growth
Weak
⚠️
Return on Equity
Moderate
✅
Beta (Risk)
Low Volatility
Key Financials
Market Cap
$722.81M
Trailing P/E
12.86
Forward P/E
10.53
Beta (5Y)
0.54
52W High
$44.58
52W Low
$30.36
Avg Volume
91K
Day High
Day Low