SoFi Technologies, Inc.
NMS: SOFILive Quote
📈 ZcoreAI Score
Our AI model analyzes SoFi Technologies, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.
Get SOFI Z-Score →About SoFi Technologies, Inc.
Financial Services
Credit Services
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.
📊 Fundamental Analysis
SoFi Technologies, Inc. demonstrates a profit margin of 13.4%, which is below the sector average, suggesting competitive pressure.
The company recently reported 40.2% revenue growth, which is well above average for the Financial Services sector.
Return on Equity (ROE) is 5.7%, which suggests room for improvement in capital utilization.
At a current price of $16.22, SOFI currently sits at the 26th percentile of its 52-week range (Range: $10.41 - $32.73).
💰 Valuation Insight
SOFI trades at a 246.6% premium to the sector average PE of 12.00. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
🔴
Profit Margin
Weak
✅
Debt/Equity
Excellent
✅
Revenue Growth
Excellent
🔴
Return on Equity
Weak
🔴
Beta (Risk)
High Volatility
Key Financials
Market Cap
$20.68B
Trailing P/E
41.59
Forward P/E
20.60
Beta (5Y)
2.25
52W High
$32.73
52W Low
$10.41
Avg Volume
63.00M
Day High
Day Low