SmartFinancial, Inc.

NYQ: SMBK
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📈 ZcoreAI Score

Our AI model analyzes SmartFinancial, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.

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About SmartFinancial, Inc.

Financial Services Banks - Regional
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States. The company offers various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, construction and land development, commercial and industrial, and consumer and other loans, as well as leases to small and mid-size companies for equipment financing leases. In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services. It operates in Tennessee, Alabama, and Florida. SmartFinancial, Inc. is based in Knoxville, Tennessee.

📊 Fundamental Analysis

SmartFinancial, Inc. demonstrates a healthy profit margin of 26.1%.

The company recently reported 10.1% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is 9.6%, which suggests room for improvement in capital utilization.

At a current price of $42.19, SMBK currently trades near the top of its 52-week range (90%) (Range: $26.84 - $43.91).

💰 Valuation Insight

SMBK is valued broadly in line with the sector at a PE of 14.16. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

⚠️ Profit Margin Moderate
Revenue Growth Excellent
🔴 Return on Equity Weak
Beta (Risk) Low Volatility

Key Financials

Market Cap
$721.38M
Trailing P/E
14.16
Forward P/E
10.34
Beta (5Y)
0.76
52W High
$43.91
52W Low
$26.84
Avg Volume
74K
Day High
Day Low
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