Safety Insurance Group, Inc.
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📈 ZcoreAI Score
Our AI model analyzes Safety Insurance Group, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.
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Financial Services
Insurance - Property & Casualty
Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in Massachusetts, the United States. The company offers private passenger automobile policies that provide coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers, and insure individual vehicles, as well as commercial fleets; and homeowners policies, which provide coverage for homes, condominiums, and apartments for losses to a dwelling and its contents from various perils, and coverage for liability to others arising from ownership or occupancy. In addition, the company offers business owners policies that cover apartments and residential condominiums, restaurants, office condominiums, processing and services businesses, special trade contractors, and wholesalers. Further, it provides personal umbrella policies, which provide personal excess liability coverage over and above the limits of individual automobile, watercraft, and homeowner's insurance policies; dwelling fire insurance for non-owner occupied residences; and commercial umbrella, which offers an excess liability product to clients. Additionally, the company offers inland marine coverage for homeowners and business owner policies; and watercraft coverage for small and medium sized pleasure crafts. It distributes its products through independent agents. The company was formerly known as Safety Holdings Inc and changed its name to Safety Insurance Group, Inc. in April 2002. Safety Insurance Group, Inc. was founded in 1979 and is headquartered in Boston, Massachusetts.
📊 Fundamental Analysis
Safety Insurance Group, Inc. demonstrates a profit margin of 7.9%, which is below the sector average, suggesting competitive pressure.
The company recently reported 11.4% revenue growth, which is well above average for the Financial Services sector.
Return on Equity (ROE) is 11.5%, which suggests room for improvement in capital utilization.
At a current price of $74.76, SAFT currently sits at the 45th percentile of its 52-week range (Range: $67.04 - $84.20).
💰 Valuation Insight
SAFT is valued broadly in line with the sector at a PE of 11.16. Analysts anticipate some earnings pressure, with a higher forward PE.
🏥 Financial Health
🔴
Profit Margin
Weak
✅
Debt/Equity
Excellent
✅
Revenue Growth
Excellent
🔴
Return on Equity
Weak
✅
Beta (Risk)
Low Volatility
Key Financials
Market Cap
$1.10B
Trailing P/E
11.16
Forward P/E
11.96
Beta (5Y)
0.22
52W High
$84.20
52W Low
$67.04
Avg Volume
85K
Day High
Day Low