Regional Management Corp.

NYQ: RM

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📈 ZcoreAI Score

Our AI model analyzes Regional Management Corp.'s price action across multiple timeframes using regression channels and statistical scoring.

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About Regional Management Corp.

Financial Services Credit Services

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large loans, and related payment and collateral protection insurance products. The company also provides optional payment and collateral protection insurance relating to its loan products, including credit life insurance, accidental and health insurance, involuntary unemployment insurance, and personal property insurance; and reinsurance services. In addition, its loans are sourced through branches, direct mail campaigns, digital partners, and consumer website. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina.

📊 Fundamental Analysis

Regional Management Corp. demonstrates a profit margin of 7.1%, which is below the sector average, suggesting competitive pressure.

The company recently reported 9.6% revenue growth, which is above average for the Financial Services sector.

Return on Equity (ROE) is 12.2%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.

At a current price of $36.36, RM currently sits at the 52nd percentile of its 52-week range (Range: $26.06 - $46.00).

💰 Valuation Insight

RM trades at a 31.9% discount (PE: 8.17), which may represent a value opportunity given the sector average of 12.00. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

🔴 Profit Margin Weak

🔴 Debt/Equity Elevated

✅ Revenue Growth Excellent

⚠️ Return on Equity Moderate

⚠️ Beta (Risk) Moderate Volatility

Key Financials

Market Cap

$341.67M

Trailing P/E

8.17

Forward P/E

5.00

Beta (5Y)

1.01

52W High

$46.00

52W Low

$26.06

Avg Volume

60K

Day High

Day Low

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