Provident Financial Holdings, Inc.
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📈 ZcoreAI Score
Our AI model analyzes Provident Financial Holdings, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.
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Financial Services
Banks - Regional
Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition, the company offers investment services comprising the sale of alternative investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. It serves individuals, small to mid-sized businesses, and institutional clients. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.
📊 Fundamental Analysis
Provident Financial Holdings, Inc. demonstrates a profit margin of 16.2%, which is below the sector average, suggesting competitive pressure.
The company recently reported 10.9% revenue growth, which is well above average for the Financial Services sector.
Return on Equity (ROE) is 5.2%, which suggests room for improvement in capital utilization.
At a current price of $17.13, PROV currently trades near the top of its 52-week range (97%) (Range: $13.76 - $17.24).
💰 Valuation Insight
PROV trades at a 44.2% premium to the sector average PE of 12.00. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
🔴
Profit Margin
Weak
✅
Revenue Growth
Excellent
🔴
Return on Equity
Weak
✅
Beta (Risk)
Low Volatility
Key Financials
Market Cap
$109.20M
Trailing P/E
17.30
Forward P/E
13.08
Beta (5Y)
0.28
52W High
$17.24
52W Low
$13.76
Avg Volume
9K
Day High
Day Low