Pagaya Technologies Ltd.

NCM: PGY
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📈 ZcoreAI Score

Our AI model analyzes Pagaya Technologies Ltd.'s price action across multiple timeframes using regression channels and statistical scoring.

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About Pagaya Technologies Ltd.

Technology Software - Infrastructure
Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands. The company offers Decline Monetization, the flagship product which allows Partners to automatically send rejected loan applications to its network, as well as approve customers they would otherwise decline; Dual Look which allows to assess applications concurrently with its Partners in real time; and First Look that routes designated segments of loan applications to the network for evaluation.It also provides Affiliate Optimizer Engine, a customer acquisition tool which enables Partners to originate loans through third-party affiliate channels; Direct Marketing Engine, that utilizes data network to help Partners target and acquire new customers through direct channels; and FastPass which accelerates the transaction process. Its partners include financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. The company was founded in 2016 and is headquartered in New York, New York.

📊 Fundamental Analysis

Pagaya Technologies Ltd. demonstrates a profit margin of 6.3%, which is below the sector average, suggesting competitive pressure.

The company recently reported 19.8% revenue growth, which is above average for the Technology sector.

Return on Equity (ROE) is 13.0%, which suggests room for improvement in capital utilization.

At a current price of $11.69, PGY currently trades near the bottom of its 52-week range (8%), indicating potential value or weakness (Range: $8.95 - $44.99).

💰 Valuation Insight

PGY trades at a 58.1% discount (PE: 12.57), which may represent a value opportunity given the sector average of 30.00. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

🔴 Profit Margin Weak
🔴 Debt/Equity Elevated
Revenue Growth Excellent
🔴 Return on Equity Weak
🔴 Beta (Risk) High Volatility

Key Financials

Market Cap
$964.73M
Trailing P/E
12.57
Forward P/E
3.49
Beta (5Y)
5.76
52W High
$44.99
52W Low
$8.95
Avg Volume
4.00M
Day High
Day Low
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