Provident Financial Services, Inc.
NYQ: PFSLive Quote
📈 ZcoreAI Score
Our AI model analyzes Provident Financial Services, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.
Get PFS Z-Score →About Provident Financial Services, Inc.
Financial Services
Banks - Regional
Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company's loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, retail and industrial properties, and office buildings; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; residential mortgage loans; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. It also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, the company provides wealth management services comprising investment management, trust and estate administration, financial planning, and tax compliance and planning; and insurance agency operations. Further, it sells insurance and investment products, including annuities; and manages and sells real estate properties acquired through foreclosure. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.
📊 Fundamental Analysis
Provident Financial Services, Inc. demonstrates exceptional profitability, with a profit margin of 33.6%.
The company recently reported 15.2% revenue growth, which is well above average for the Financial Services sector.
Return on Equity (ROE) is 10.7%, which suggests room for improvement in capital utilization.
At a current price of $22.05, PFS currently sits at the 80th percentile of its 52-week range (Range: $14.52 - $23.98).
💰 Valuation Insight
PFS is valued broadly in line with the sector at a PE of 9.89. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
✅
Profit Margin
Excellent
✅
Revenue Growth
Excellent
🔴
Return on Equity
Weak
⚠️
Beta (Risk)
Moderate Volatility
Key Financials
Market Cap
$2.88B
Trailing P/E
9.89
Forward P/E
8.73
Beta (5Y)
0.81
52W High
$23.98
52W Low
$14.52
Avg Volume
971K
Day High
Day Low