Preferred Bank

NMS: PFBC
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📈 ZcoreAI Score

Our AI model analyzes Preferred Bank's price action across multiple timeframes using regression channels and statistical scoring.

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About Preferred Bank

Financial Services Banks - Regional
Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate mortgage loans that are secured by retail, industrial, office, special purpose, and residential single and multi-family properties; real estate construction loans; commercial loans, including lines of credit for working capital, term loans for capital expenditures, and commercial and stand-by letters of credit; and small business administration loans for business purposes, such as owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing. In addition, the company offers trade finance services, including commercial and export letters of credit, import lines of credit, documentary collections, international wire transfers, acceptances/trust receipt financing, export financing, and bills purchase programs. Further, it provides cash management services; and internet, mobile, and tablet banking services. The company was incorporated in 1991 and is headquartered in Los Angeles, California.

📊 Fundamental Analysis

Preferred Bank demonstrates exceptional profitability, with a profit margin of 47.5%.

The company recently reported 4.2% revenue growth, which is modest compared to its industry peers.

Return on Equity (ROE) is 17.2%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.

At a current price of $93.67, PFBC currently sits at the 65th percentile of its 52-week range (Range: $75.87 - $103.05).

💰 Valuation Insight

PFBC is valued broadly in line with the sector at a PE of 9.00. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

Profit Margin Excellent
🔴 Revenue Growth Weak
⚠️ Return on Equity Moderate
Beta (Risk) Low Volatility

Key Financials

Market Cap
$1.14B
Trailing P/E
9.00
Forward P/E
8.46
Beta (5Y)
0.57
52W High
$103.05
52W Low
$75.87
Avg Volume
111K
Day High
Day Low
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