Ponce Financial Group, Inc.

NGM: PDLB
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📈 ZcoreAI Score

Our AI model analyzes Ponce Financial Group, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.

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About Ponce Financial Group, Inc.

Financial Services Banks - Regional
Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It provides various deposits, including demand, NOW/IOLA, money market, individual retirement, and savings accounts; reciprocal deposits; and certificates of deposit to individuals, business entities, and non-profit organizations. The company also offers real estate-secured loans, including one-to-four family investor-owned and owner-occupied residential; multifamily residential; nonresidential property; construction and land; commercial and industrial; and business and consumer loans. In addition, it invests in securities, which consist of U.S. government and federal agency securities and securities issued by government-sponsored or owned enterprises, as well as corporate securities, mortgage-backed securities, and Federal Home Loan Bank of New York stock. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York.

📊 Fundamental Analysis

Ponce Financial Group, Inc. demonstrates a healthy profit margin of 27.2%.

The company recently reported 38.3% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is 5.5%, which suggests room for improvement in capital utilization.

At a current price of $17.52, PDLB currently trades near the top of its 52-week range (93%) (Range: $10.88 - $18.01).

💰 Valuation Insight

PDLB is valued broadly in line with the sector at a PE of 14.60. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

⚠️ Profit Margin Moderate
Revenue Growth Excellent
🔴 Return on Equity Weak
Beta (Risk) Low Volatility

Key Financials

Market Cap
$401.00M
Trailing P/E
14.60
Forward P/E
12.34
Beta (5Y)
0.51
52W High
$18.01
52W Low
$10.88
Avg Volume
78K
Day High
Day Low
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