Bank OZK

NMS: OZKAP
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📈 ZcoreAI Score

Our AI model analyzes Bank OZK's price action across multiple timeframes using regression channels and statistical scoring.

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About Bank OZK

Financial Services Banks - Regional
Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It offers trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company provides real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.

📊 Fundamental Analysis

Bank OZK demonstrates exceptional profitability, with a profit margin of 46.0%.

The company recently reported 4.0% revenue growth, which is modest compared to its industry peers.

Return on Equity (ROE) is 12.1%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.

At a current price of $16.59, OZKAP currently sits at the 42nd percentile of its 52-week range (Range: $15.69 - $17.85).

💰 Valuation Insight

OZKAP trades at a 68.2% discount (PE: 3.81), which may represent a value opportunity given the sector average of 12.00.

🏥 Financial Health

Profit Margin Excellent
🔴 Revenue Growth Weak
⚠️ Return on Equity Moderate
⚠️ Beta (Risk) Moderate Volatility

Key Financials

Market Cap
$--
Trailing P/E
3.81
Forward P/E
--
Beta (5Y)
0.92
52W High
$17.85
52W Low
$15.69
Avg Volume
29K
Day High
Day Low
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