Orrstown Financial Services, Inc.
NCM: ORRFLive Quote
📈 ZcoreAI Score
Our AI model analyzes Orrstown Financial Services, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.
Get ORRF Z-Score →About Orrstown Financial Services, Inc.
Financial Services
Banks - Regional
Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States. It accepts various deposits, including checking, savings, time, demand, and money market deposits, as well as certificates of deposit. The company also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans, such as home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; agricultural loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, it provides services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as other fiduciary services under the Orrstown Financial Advisors name; and retail brokerage services through a third-party broker/dealer arrangement. Further, the company offers fiduciary, investment advisory, insurance, and brokerage services. The company was founded in 1919 and is headquartered in Harrisburg, Pennsylvania.
📊 Fundamental Analysis
Orrstown Financial Services, Inc. demonstrates exceptional profitability, with a profit margin of 32.1%.
The company recently reported 8.0% revenue growth, which is above average for the Financial Services sector.
Return on Equity (ROE) is 14.6%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.
At a current price of $38.39, ORRF currently trades near the top of its 52-week range (84%) (Range: $25.70 - $40.72).
💰 Valuation Insight
ORRF is valued broadly in line with the sector at a PE of 9.18. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
✅
Profit Margin
Excellent
✅
Revenue Growth
Excellent
⚠️
Return on Equity
Moderate
✅
Beta (Risk)
Low Volatility
Key Financials
Market Cap
$753.20M
Trailing P/E
9.18
Forward P/E
8.87
Beta (5Y)
0.75
52W High
$40.72
52W Low
$25.70
Avg Volume
235K
Day High
Day Low