OppFi Inc.

NYQ: OPFI
Live Quote

Z-Score Quick Look

About OppFi Inc.

Financial Services Credit Services
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.

📊 Fundamental Analysis

OppFi Inc. demonstrates a profit margin of 7.7%, which is below the sector average, suggesting competitive pressure.

The company recently reported 9.2% revenue growth, which is above average for the Financial Services sector.

Return on Equity (ROE) is 53.9%, which reflects exceptional capital efficiency.

At a current price of $8.20, OPFI currently trades near the bottom of its 52-week range (11%), indicating potential value or weakness (Range: $7.36 - $15.03).

💰 Valuation Insight

OPFI trades at a 31.0% discount (PE: 8.28), which may represent a value opportunity given the sector average of 12.00. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

🔴 Profit Margin Weak
Debt/Equity Excellent
Revenue Growth Excellent
Return on Equity Excellent
🔴 Beta (Risk) High Volatility

Key Financials

Market Cap
$1.22B
Trailing P/E
8.28
Forward P/E
4.06
Beta (5Y)
1.80
52W High
$15.03
52W Low
$7.36
Avg Volume
483K
Day High
Day Low

📡 Subscribe to ZcoreAI updates

Join the list to get access to:

  • Z-Score signals at market open
  • New app features and updates
  • Exclusive promo for ZcoreAI App
Subscribe now →