OppFi Inc.

NYQ: OPFI

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📈 ZcoreAI Score

Our AI model analyzes OppFi Inc.'s price action across multiple timeframes using regression channels and statistical scoring.

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About OppFi Inc.

Financial Services Credit Services

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.

📊 Fundamental Analysis

OppFi Inc. demonstrates a profit margin of 7.7%, which is below the sector average, suggesting competitive pressure.

The company recently reported 9.2% revenue growth, which is above average for the Financial Services sector.

Return on Equity (ROE) is 53.9%, which reflects exceptional capital efficiency.

At a current price of $8.20, OPFI currently trades near the bottom of its 52-week range (11%), indicating potential value or weakness (Range: $7.36 - $15.03).

💰 Valuation Insight

OPFI trades at a 31.0% discount (PE: 8.28), which may represent a value opportunity given the sector average of 12.00. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

🔴 Profit Margin Weak

✅ Debt/Equity Excellent

✅ Revenue Growth Excellent

✅ Return on Equity Excellent

🔴 Beta (Risk) High Volatility

Key Financials

Market Cap

$708.17M

Trailing P/E

8.28

Forward P/E

4.06

Beta (5Y)

1.80

52W High

$15.03

52W Low

$7.36

Avg Volume

483K

Day High

Day Low

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