OFG Bancorp
NYQ: OFGLive Quote
📈 ZcoreAI Score
Our AI model analyzes OFG Bancorp's price action across multiple timeframes using regression channels and statistical scoring.
Get OFG Z-Score →About OFG Bancorp
Financial Services
Banks - Regional
OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporate trust services. It also provides commercial loans, auto loans, mortgage loans, as well as consumer loans, such as personal loans, residential solar panel loans, credit cards, lines of credit, and other loans; mortgage banking services; sale of loans and securitization activities; wealth management activities comprising securities brokerage, insurance agency, captive reinsurance, trust services, and other financial services; and various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients. In addition, the company's portfolio consists of mortgage-backed securities, obligations of U.S. government-sponsored agencies, U.S. Treasury securities, and money market instruments; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. The company was founded in 1964 and is headquartered in San Juan, Puerto Rico.
📊 Fundamental Analysis
OFG Bancorp demonstrates exceptional profitability, with a profit margin of 32.9%.
The company recently reported -0.0% revenue growth, which is negative, indicating a recent decline in revenue.
Return on Equity (ROE) is 15.5%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.
At a current price of $42.74, OFG currently sits at the 72nd percentile of its 52-week range (Range: $34.06 - $46.11).
💰 Valuation Insight
OFG is valued broadly in line with the sector at a PE of 9.33. Analysts anticipate some earnings pressure, with a higher forward PE.
🏥 Financial Health
✅
Profit Margin
Excellent
🔴
Revenue Growth
Weak
⚠️
Return on Equity
Moderate
✅
Beta (Risk)
Low Volatility
Key Financials
Market Cap
$1.85B
Trailing P/E
9.33
Forward P/E
9.39
Beta (5Y)
0.69
52W High
$46.11
52W Low
$34.06
Avg Volume
368K
Day High
Day Low