OceanFirst Financial Corp.
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📈 ZcoreAI Score
Our AI model analyzes OceanFirst Financial Corp.'s price action across multiple timeframes using regression channels and statistical scoring.
Get OCFC Z-Score →About OceanFirst Financial Corp.
Financial Services
Banks - Regional
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.
📊 Fundamental Analysis
OceanFirst Financial Corp. demonstrates a profit margin of 18.3%, which is below the sector average, suggesting competitive pressure.
The company recently reported 9.7% revenue growth, which is above average for the Financial Services sector.
Return on Equity (ROE) is 4.2%, which suggests room for improvement in capital utilization.
At a current price of $18.87, OCFC currently sits at the 70th percentile of its 52-week range (Range: $14.79 - $20.61).
💰 Valuation Insight
OCFC trades at a 34.4% premium to the sector average PE of 12.00. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
🔴
Profit Margin
Weak
✅
Revenue Growth
Excellent
🔴
Return on Equity
Weak
⚠️
Beta (Risk)
Moderate Volatility
Key Financials
Market Cap
$1.08B
Trailing P/E
16.13
Forward P/E
7.75
Beta (5Y)
0.98
52W High
$20.61
52W Low
$14.79
Avg Volume
705K
Day High
Day Low