Orange County Bancorp, Inc.
NCM: OBTLive Quote
📈 ZcoreAI Score
Our AI model analyzes Orange County Bancorp, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.
Get OBT Z-Score →About Orange County Bancorp, Inc.
Financial Services
Banks - Regional
Orange County Bancorp, Inc., a bank holding company, through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services; and financial products, including checking, savings, money market accounts, certificates of deposit, and treasury management services. The company offers its products to small businesses, middle-market enterprises, local municipal governments, and individuals, as well as operate full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.
📊 Fundamental Analysis
Orange County Bancorp, Inc. demonstrates exceptional profitability, with a profit margin of 34.8%.
The company recently reported 14.7% revenue growth, which is well above average for the Financial Services sector.
Return on Equity (ROE) is 17.7%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.
At a current price of $34.85, OBT currently trades near the top of its 52-week range (82%) (Range: $20.97 - $37.99).
💰 Valuation Insight
OBT is valued broadly in line with the sector at a PE of 10.47. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
✅
Profit Margin
Excellent
✅
Revenue Growth
Excellent
⚠️
Return on Equity
Moderate
✅
Beta (Risk)
Low Volatility
Key Financials
Market Cap
$465.89M
Trailing P/E
10.47
Forward P/E
8.94
Beta (5Y)
0.43
52W High
$37.99
52W Low
$20.97
Avg Volume
65K
Day High
Day Low