National Bankshares, Inc.
NCM: NKSHLive Quote
📈 ZcoreAI Score
Our AI model analyzes National Bankshares, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.
Get NKSH Z-Score →About National Bankshares, Inc.
Financial Services
Banks - Regional
National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest-bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial non-real estate loans, including commercial and agricultural loans; commercial and consumer real estate loans; residential real estate loans; home equity loans; various consumer loans, such as credit cards, automobile, and other consumer loans; and public sector and IDA loans, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services, as well as operates automated teller machines. The company was founded in 1891 and is headquartered in Blacksburg, Virginia.
📊 Fundamental Analysis
National Bankshares, Inc. demonstrates a healthy profit margin of 28.5%.
The company recently reported 29.2% revenue growth, which is well above average for the Financial Services sector.
Return on Equity (ROE) is 9.3%, which suggests room for improvement in capital utilization.
At a current price of $37.23, NKSH currently trades near the top of its 52-week range (82%) (Range: $24.51 - $40.00).
💰 Valuation Insight
NKSH is valued broadly in line with the sector at a PE of 14.95. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
⚠️
Profit Margin
Moderate
✅
Revenue Growth
Excellent
🔴
Return on Equity
Weak
✅
Beta (Risk)
Low Volatility
Key Financials
Market Cap
$237.10M
Trailing P/E
14.95
Forward P/E
13.20
Beta (5Y)
0.62
52W High
$40.00
52W Low
$24.51
Avg Volume
29K
Day High
Day Low