nCino, Inc.

NMS: NCNO
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📈 ZcoreAI Score

Our AI model analyzes nCino, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.

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About nCino, Inc.

Technology Software - Application
nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including an Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and enterprise-level onboarding; and an Account Opening solution, which includes a Deposit Account Opening solution for consumers and small businesses. The company also provides Lending, which provides a loan origination platform for commercial, consumer, small business, and mortgage lending, such as the Commercial Loan Origination System that automates the loan lifecycle; Consumer Lending solution, which offers an omnichannel solution with automated credit decisioning and integrations; and Small Business Loan Origination solution for automation and machine learning. In addition, it offers Credit Monitoring, manages credit risks, monitors performance, and uncovers growth opportunities through a data-driven platform; Portfolio Analytics solution, which offers customizable dashboards to track loan, deposit, and application data; and Integration & Intelligence, provides integration capabilities to connect core banking systems, fintech applications, and third-party services via open APIs and a partner marketplace. The company serves global, enterprise, regional, and community banks, credit unions, challenger banks, and independent mortgage banks, business development managers, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.

📊 Fundamental Analysis

nCino, Inc. demonstrates a profit margin of 0.9%, which is below the sector average, suggesting competitive pressure.

The company recently reported 5.9% revenue growth, which is modest compared to its industry peers.

Return on Equity (ROE) is 0.9%, which suggests room for improvement in capital utilization.

At a current price of $17.45, NCNO currently trades near the bottom of its 52-week range (18%), indicating potential value or weakness (Range: $13.80 - $33.92).

💰 Valuation Insight

NCNO trades at a 1063.3% premium to the sector average PE of 30.00. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

🔴 Profit Margin Weak
Debt/Equity Excellent
🔴 Revenue Growth Weak
🔴 Return on Equity Weak
Beta (Risk) Low Volatility

Key Financials

Market Cap
$2.00B
Trailing P/E
349.00
Forward P/E
12.52
Beta (5Y)
0.61
52W High
$33.92
52W Low
$13.80
Avg Volume
2.76M
Day High
Day Low
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