Mechanics Bancorp
NMS: MCHBLive Quote
📈 ZcoreAI Score
Our AI model analyzes Mechanics Bancorp's price action across multiple timeframes using regression channels and statistical scoring.
Get MCHB Z-Score →About Mechanics Bancorp
Financial Services
Banks - Regional
Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real estate lending services, small business lending loans, multi-family lending services; mortgage and consumer lending loans; commercial real estate loans; residential construction loans; private banking, such as loan program, personal lines of credit and investment management and trust lines of credit. In addition, it offers unsecured consumer installment loans and personal reserve accounts; automated bill payments, remote and mobile deposit capture, automated clearing house origination, wire transfer, lockbox, payee positive pay, and direct deposit; digital banking. Further, the company provides real estate, escrow services, title, labor unions, nonprofits and property management services. Mechanics Bancorp was founded in 1905 and is headquartered in Walnut Creek, California.
📊 Fundamental Analysis
Mechanics Bancorp demonstrates exceptional profitability, with a profit margin of 41.3%.
The company recently reported 50.2% revenue growth, which is well above average for the Financial Services sector.
Return on Equity (ROE) is 10.3%, which suggests room for improvement in capital utilization.
At a current price of $15.29, MCHB currently trades near the top of its 52-week range (87%) (Range: $10.35 - $16.02).
💰 Valuation Insight
MCHB is valued broadly in line with the sector at a PE of 12.53. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
✅
Profit Margin
Excellent
✅
Revenue Growth
Excellent
🔴
Return on Equity
Weak
✅
Beta (Risk)
Low Volatility
Key Financials
Market Cap
$3.39B
Trailing P/E
12.53
Forward P/E
11.37
Beta (5Y)
0.20
52W High
$16.02
52W Low
$10.35
Avg Volume
403K
Day High
Day Low