Live Oak Bancshares, Inc.

NYQ: LOB
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About Live Oak Bancshares, Inc.

Financial Services Banks - Regional
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; strategic wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was founded in 2008 and is headquartered in Wilmington, North Carolina.

📊 Fundamental Analysis

Live Oak Bancshares, Inc. demonstrates a healthy profit margin of 22.0%.

The company recently reported 70.2% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is 9.4%, which suggests room for improvement in capital utilization.

At a current price of $35.71, LOB currently sits at the 64th percentile of its 52-week range (Range: $22.97 - $42.89).

💰 Valuation Insight

LOB trades at a 33.4% premium to the sector average PE of 12.00. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

⚠️ Profit Margin Moderate
Revenue Growth Excellent
🔴 Return on Equity Weak
🔴 Beta (Risk) High Volatility

Key Financials

Market Cap
$1.79B
Trailing P/E
16.01
Forward P/E
8.66
Beta (5Y)
1.90
52W High
$42.89
52W Low
$22.97
Avg Volume
329K
Day High
Day Low

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