HCI Group, Inc.

NYQ: HCI

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📈 ZcoreAI Score

Our AI model analyzes HCI Group, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.

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About HCI Group, Inc.

Financial Services Insurance - Property & Casualty

HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners' property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform; and SAMSTM, a web-based system designed to automate and streamline the process of managing insurance policies. The company also offers Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; AtlasViewer, a mapping and data visualization platform. In addition, it is involved in reciprocal exchange operations; and developing and operating commercial properties for investment purposes. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.

📊 Fundamental Analysis

HCI Group, Inc. demonstrates exceptional profitability, with a profit margin of 33.2%.

The company recently reported 52.1% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is 40.5%, which reflects exceptional capital efficiency.

At a current price of $149.26, HCI currently trades near the bottom of its 52-week range (17%), indicating potential value or weakness (Range: $136.37 - $210.50).

💰 Valuation Insight

HCI trades at a 45.3% discount (PE: 6.57), which may represent a value opportunity given the sector average of 12.00. Analysts anticipate some earnings pressure, with a higher forward PE.

🏥 Financial Health

✅ Profit Margin Excellent

✅ Debt/Equity Excellent

✅ Revenue Growth Excellent

✅ Return on Equity Excellent

⚠️ Beta (Risk) Moderate Volatility

Key Financials

Market Cap

$1.94B

Trailing P/E

6.57

Forward P/E

8.40

Beta (5Y)

1.15

52W High

$210.50

52W Low

$136.37

Avg Volume

151K

Day High

Day Low

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