HBT Financial, Inc.
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📈 ZcoreAI Score
Our AI model analyzes HBT Financial, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.
Get HBT Z-Score →About HBT Financial, Inc.
Financial Services
Banks - Regional
HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa. The company offers deposit account services, such as noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposit, HSA, and IRA accounts. It also provides lending products, including non-owner occupied regulatory commercial real estate (CRE), construction and land development and multi-family; commercial and industrial and owner-occupied CRE; agricultural and farmland; one-to-four family residential loans; municipal, consumer, and other loans; residential mortgage origination and servicing; and traditional trust and investment services. In addition, the company offers digital banking services comprising online banking, mobile banking, digital payments, and personal financial management tools; small business and commercial checking accounts, and treasury management services; financial planning to consumers, trusts, and estates; and trustee and custodial services. Further, it provides investment management services; corporate retirement plan consulting and administration; retail brokerage services; farm management services, broker farmland sale, and crop insurance. The company was formerly known as Heartland Bancorp, Inc. and changed its name to HBT Financial, Inc. in September 2019. HBT Financial, Inc. was founded in 1920 and is headquartered in Bloomington, Illinois.
📊 Fundamental Analysis
HBT Financial, Inc. demonstrates exceptional profitability, with a profit margin of 32.9%.
The company recently reported 1.1% revenue growth, which is modest compared to its industry peers.
Return on Equity (ROE) is 13.3%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.
At a current price of $28.25, HBT currently trades near the top of its 52-week range (82%) (Range: $21.00 - $29.88).
💰 Valuation Insight
HBT is valued broadly in line with the sector at a PE of 11.58. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
✅
Profit Margin
Excellent
🔴
Revenue Growth
Weak
⚠️
Return on Equity
Moderate
✅
Beta (Risk)
Low Volatility
Key Financials
Market Cap
$1.03B
Trailing P/E
11.58
Forward P/E
9.21
Beta (5Y)
0.55
52W High
$29.88
52W Low
$21.00
Avg Volume
56K
Day High
Day Low