Horizon Bancorp, Inc.

NMS: HBNC
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📈 ZcoreAI Score

Our AI model analyzes Horizon Bancorp, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.

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About Horizon Bancorp, Inc.

Financial Services Banks - Regional
Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking services to individuals and corporate clients in Indiana and Michigan in the United States. The company offers checking, savings, money market, certificates of deposit, and time deposit accounts, as well as non-interest and interest-bearing demand deposits. It also provides commercial loans, residential real estate loans, mortgage warehouse loans, and consumer loans; home equity loans and lines; auto loans; personal loans and lines; business loans and lines; SBA loans; public fund, medical practice, and franchise financing; and equipment finance solutions. In addition, the company offers corporate and individual trust and agency, investment management, and real estate investment trust services; debit and credit cards; treasury management; and remote deposit, merchant processing, online payment portal, lockbox, smart safe, ACH origination, online bill pay, wire transfer, and positive and reverse positive pay services, as well as sells various life insurance products. Further, it provides online and mobile banking; health savings accounts; wealth management, financial planning, investment management, and insurance services; retirement services, including individual retirement accounts (IRAs), business IRAs, and employee benefit plans; and estate planning and settlement services. Horizon Bancorp, Inc. was founded in 1873 and is headquartered in Michigan City, Indiana.

📊 Fundamental Analysis

Horizon Bancorp, Inc. demonstrates a profit margin of 0.0%, which is below the sector average, suggesting competitive pressure.

The company recently reported 218.7% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is -20.7%, which indicates that capital utilization is currently under pressure.

At a current price of $17.70, HBNC currently sits at the 78th percentile of its 52-week range (Range: $12.71 - $19.07).

🏥 Financial Health

🔴 Profit Margin Weak
Revenue Growth Excellent
🔴 Return on Equity Weak
Beta (Risk) Low Volatility

Key Financials

Market Cap
$906.70M
Trailing P/E
--
Forward P/E
8.08
Beta (5Y)
0.80
52W High
$19.07
52W Low
$12.71
Avg Volume
383K
Day High
Day Low
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