First National Corporation

NCM: FXNC
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📈 ZcoreAI Score

Our AI model analyzes First National Corporation's price action across multiple timeframes using regression channels and statistical scoring.

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About First National Corporation

Financial Services Banks - Regional
First National Corporation operates as the bank holding company for First Bank that provides various commercial banking services to small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations in Virginia. The company's deposit products include checking, savings, money market, and individual retirement accounts, as well as certificates of deposit and treasury management solutions. Its loan products also comprise construction loans, including residential and land development loans; 1-4 family residential real estate loans; and commercial real estate loans that are secured by commercial real estate, such as multi-family residential buildings, industrial and warehouse buildings, hotels, and religious facilities. In addition, the company's loan products include commercial and industrial loans; home equity loans; consumer loans, such as lines of credit, automobile loans, and unsecured loans. Further, it provides wealth management services comprising estate planning, investment management of assets, trustee under an agreement, trustee under a will, and estate settlement. Additionally, the company offers title insurance and investment services; and holds other real estate owned and office sites, as well as provides internet and mobile banking, remote deposit capture, and other traditional banking services. First National Corporation was founded in 1907 and is headquartered in Strasburg, Virginia.

📊 Fundamental Analysis

First National Corporation demonstrates a healthy profit margin of 20.3%.

The company recently reported 33.8% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is 10.0%, which suggests room for improvement in capital utilization.

At a current price of $28.90, FXNC currently trades near the top of its 52-week range (93%) (Range: $18.26 - $29.73).

💰 Valuation Insight

FXNC is valued broadly in line with the sector at a PE of 14.74. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

⚠️ Profit Margin Moderate
Revenue Growth Excellent
🔴 Return on Equity Weak
Beta (Risk) Low Volatility

Key Financials

Market Cap
$261.28M
Trailing P/E
14.74
Forward P/E
11.51
Beta (5Y)
0.50
52W High
$29.73
52W Low
$18.26
Avg Volume
66K
Day High
Day Low
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