First US Bancshares, Inc.

NCM: FUSB
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📈 ZcoreAI Score

Our AI model analyzes First US Bancshares, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.

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About First US Bancshares, Inc.

Financial Services Banks - Regional
First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services in the United States. It offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. The company's loan products include commercial construction, land, and land development loans, including residential housing projects, commercial and industrial development, and for purchase and improvement of raw land for agricultural production; mortgage loans on one-to-four family and multi-family residential properties; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, and other commercial properties; commercial and industrial loans and leases; and secured and unsecured personal loans, including automobile loans, loans for household and personal purposes, and other direct consumer installment loans. It also provides loans secured by collateral. In addition, the company offers letters of credit; and safe deposit box and remote deposit capture services. It serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.

📊 Fundamental Analysis

First US Bancshares, Inc. demonstrates a profit margin of 16.2%, which is below the sector average, suggesting competitive pressure.

The company recently reported 10.1% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is 5.9%, which suggests room for improvement in capital utilization.

At a current price of $15.65, FUSB currently trades near the top of its 52-week range (94%) (Range: $10.30 - $15.99).

💰 Valuation Insight

FUSB trades at a 30.4% premium to the sector average PE of 12.00.

🏥 Financial Health

🔴 Profit Margin Weak
Revenue Growth Excellent
🔴 Return on Equity Weak
Beta (Risk) Low Volatility

Key Financials

Market Cap
$90.25M
Trailing P/E
15.65
Forward P/E
--
Beta (5Y)
0.26
52W High
$15.99
52W Low
$10.30
Avg Volume
8K
Day High
Day Low
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