Five Star Bancorp

NMS: FSBC
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📈 ZcoreAI Score

Our AI model analyzes Five Star Bancorp's price action across multiple timeframes using regression channels and statistical scoring.

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About Five Star Bancorp

Financial Services Banks - Regional
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits. It also provides debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. In addition, the company offers loan products, such as commercial real estate loans; commercial land and construction loans; residential real estate and construction loans; farmland loans; the U.S. small business administration loans; and consumer and other loans, as well as operating lines of credit. Further, its investment portfolio consists of U.S. government agency securities, mortgage-backed securities, and obligations of states and political subdivisions. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California.

📊 Fundamental Analysis

Five Star Bancorp demonstrates exceptional profitability, with a profit margin of 41.4%.

The company recently reported 20.1% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is 14.6%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.

At a current price of $40.33, FSBC currently trades near the top of its 52-week range (89%) (Range: $25.07 - $42.26).

💰 Valuation Insight

FSBC is valued broadly in line with the sector at a PE of 13.91. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

Profit Margin Excellent
Revenue Growth Excellent
⚠️ Return on Equity Moderate
Beta (Risk) Low Volatility

Key Financials

Market Cap
$862.10M
Trailing P/E
13.91
Forward P/E
10.31
Beta (5Y)
0.52
52W High
$42.26
52W Low
$25.07
Avg Volume
77K
Day High
Day Low
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