Primis Financial Corp.

NGM: FRST
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📈 ZcoreAI Score

Our AI model analyzes Primis Financial Corp.'s price action across multiple timeframes using regression channels and statistical scoring.

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About Primis Financial Corp.

Financial Services Banks - Regional
Primis Financial Corp. operates as the bank holding company for Primis Bank that provides various financial services to individuals, and small and medium sized businesses in the United States. The company offers deposit products, including checking, NOW, savings, and money market accounts, as well as certificates of deposits; and commercial deposit products comprising investment/sweep accounts, wire transfer services, employer services/payroll processing services, zero balance accounts, night depository services, depository transfers, merchant services, ACH originations, business debit cards, controlled disbursement accounts, and remote deposit capture services. It also provides commercial lending products, such as loans consist of lines of credit, revolving credit facilities, demand loans, term loans, equipment loans, SBA loans, stand-by letters of credit, and unsecured loans; loans for permanent financing; construction loans for commercial, multi-family, assisted living and other non-residential properties, and builder/developer lines; second asset based lending; SBA lending; financing for medical, dental, and veterinary businesses; and warehouse lending lines of credit to residential mortgage originators. In addition, the company provides consumer lending products comprising residential mortgage, home equity lines of credit, secured and unsecured personal loans, life insurance premium financing, and Panacea consumer loans. Further, it offers debit cards, ATM services, notary services, and mobile and online banking. The company was formerly known as Southern National Bancorp of Virginia, Inc. and changed its name to Primis Financial Corp. Primis Financial Corp. was founded in 2004 and is headquartered in McLean, Virginia.

📊 Fundamental Analysis

Primis Financial Corp. demonstrates a healthy profit margin of 29.1%.

The company recently reported 1259.2% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is 14.7%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.

At a current price of $13.87, FRST currently trades near the top of its 52-week range (90%) (Range: $7.59 - $14.55).

💰 Valuation Insight

FRST trades at a 53.6% discount (PE: 5.57), which may represent a value opportunity given the sector average of 12.00. Analysts anticipate some earnings pressure, with a higher forward PE.

🏥 Financial Health

⚠️ Profit Margin Moderate
Revenue Growth Excellent
⚠️ Return on Equity Moderate
Beta (Risk) Low Volatility

Key Financials

Market Cap
$342.58M
Trailing P/E
5.57
Forward P/E
7.02
Beta (5Y)
0.71
52W High
$14.55
52W Low
$7.59
Avg Volume
120K
Day High
Day Low
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