Finward Bancorp

NCM: FNWD
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📈 ZcoreAI Score

Our AI model analyzes Finward Bancorp's price action across multiple timeframes using regression channels and statistical scoring.

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About Finward Bancorp

Financial Services Banks - Regional
Finward Bancorp operates as the holding company for Peoples Bank that provides various banking products and services. The company's deposit products include non-interest- and interest-bearing demand accounts, savings accounts, money market deposit accounts, certificate accounts, and retirement savings plans. Its loan portfolio comprises residential mortgage loans that enable borrowers to purchase existing homes, refinance existing homes, or construct new homes; construction loans primarily to individuals and contractors; commercial real estate and multifamily loans; consumer loans to individuals for personal, household, or family purposes; home equity line of credit; home improvement and equity loans; commercial business loans; government loans; and loans to municipalities. The company also offers estate and retirement planning, guardianships, land trusts, profit sharing and 401(k) retirement plans, IRA and Keogh accounts, and investment agency accounts, as well as acts as personal representative of estates, and trustee for revocable and irrevocable trusts. In addition, it provides insurance and annuity investments to wealth management customers; holds security investments and real estate properties; and operates as a real estate investment trust. The company was formerly known as NorthWest Indiana Bancorp and changed its name to Finward Bancorp in March 1994. Finward Bancorp was founded in 1916 and is headquartered in Munster, Indiana.

📊 Fundamental Analysis

Finward Bancorp demonstrates a profit margin of 12.2%, which is below the sector average, suggesting competitive pressure.

The company recently reported -1.9% revenue growth, which is negative, indicating a recent decline in revenue.

Return on Equity (ROE) is 5.0%, which suggests room for improvement in capital utilization.

At a current price of $35.00, FNWD currently sits at the 63rd percentile of its 52-week range (Range: $26.46 - $39.99).

💰 Valuation Insight

FNWD trades at a 55.1% premium to the sector average PE of 12.00. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

🔴 Profit Margin Weak
🔴 Revenue Growth Weak
🔴 Return on Equity Weak
Beta (Risk) Low Volatility

Key Financials

Market Cap
$151.57M
Trailing P/E
18.62
Forward P/E
11.46
Beta (5Y)
0.34
52W High
$39.99
52W Low
$26.46
Avg Volume
11K
Day High
Day Low
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