The First Bancorp, Inc.

NMS: FNLC
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📈 ZcoreAI Score

Our AI model analyzes The First Bancorp, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.

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About The First Bancorp, Inc.

Financial Services Banks - Regional
The First Bancorp, Inc. operates as the bank holding company for First National Bank that provides a range of banking products and services to individual and corporate customers. It accepts various deposit products, including demand, NOW, time, savings, money market, and certificates of deposit accounts. The company also provides commercial loans, such as mortgage loans to finance investments in real property, which includes retail spaces, offices, industrial buildings, hotels, educational facilities, and other specific or mixed use properties; commercial real estate non-owner occupied loans; commercial construction to finance construction in a mix of owner- and nonowner occupied commercial real estate properties; and commercial and industrial loans, including revolving and term loans for financing working capital and/or capital investment. In addition, it offers commercial multifamily loans; residential real estate term and construction loans; loans to municipalities in Maine for capitalized expenditures, construction projects, or tax anticipation notes; home equity revolving and term loans; and personal lines of credit and amortizing loans for various purposes, such as autos, recreational vehicles, debt consolidation, personal expenses, or overdraft protection. Further, the company offers private banking, financial planning, investment management, and trust services to individuals, businesses, non-profit organizations, and municipalities, as well as brokerage, annuity, and various insurance products. It operates through full-service banking offices in Lincoln, Knox, Waldo, Penobscot, Hancock, and Washington counties in the Mid-Coast, Eastern, and Down East regions of Maine. The company was formerly known as First National Lincoln Corporation and changed its name to The First Bancorp, Inc. in April 2008. The First Bancorp, Inc. was founded in 1864 and is based in Damariscotta, Maine.

📊 Fundamental Analysis

The First Bancorp, Inc. demonstrates exceptional profitability, with a profit margin of 37.0%.

The company recently reported 22.8% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is 12.8%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.

At a current price of $29.34, FNLC currently trades near the top of its 52-week range (88%) (Range: $22.22 - $30.33).

💰 Valuation Insight

FNLC is valued broadly in line with the sector at a PE of 9.56.

🏥 Financial Health

Profit Margin Excellent
Revenue Growth Excellent
⚠️ Return on Equity Moderate
Beta (Risk) Low Volatility

Key Financials

Market Cap
$330.67M
Trailing P/E
9.56
Forward P/E
--
Beta (5Y)
0.51
52W High
$30.33
52W Low
$22.22
Avg Volume
20K
Day High
Day Low
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