Farmers & Merchants Bancorp, Inc.
NCM: FMAOLive Quote
📈 ZcoreAI Score
Our AI model analyzes Farmers & Merchants Bancorp, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.
Get FMAO Z-Score →About Farmers & Merchants Bancorp, Inc.
Financial Services
Banks - Regional
Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio, Northeast Indiana, and Southeast Michigan. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer lending products; loans for farmland, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, bill-pay, on-line statement opportunities, and remote deposit capture or electronic deposit processing. Additionally, the company offers electronic transaction origination, such as wire and automated clearing house file transmittal services. Farmers & Merchants Bancorp, Inc. was founded in 1897 and is headquartered in Archbold, Ohio.
📊 Fundamental Analysis
Farmers & Merchants Bancorp, Inc. demonstrates a healthy profit margin of 27.9%.
The company recently reported 20.0% revenue growth, which is well above average for the Financial Services sector.
Return on Equity (ROE) is 9.4%, which suggests room for improvement in capital utilization.
At a current price of $27.23, FMAO currently sits at the 71st percentile of its 52-week range (Range: $20.88 - $29.83).
💰 Valuation Insight
FMAO is valued broadly in line with the sector at a PE of 11.21. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
⚠️
Profit Margin
Moderate
✅
Revenue Growth
Excellent
🔴
Return on Equity
Weak
⚠️
Beta (Risk)
Moderate Volatility
Key Financials
Market Cap
$374.41M
Trailing P/E
11.21
Forward P/E
9.20
Beta (5Y)
0.82
52W High
$29.83
52W Low
$20.88
Avg Volume
37K
Day High
Day Low