Financial Institutions, Inc.
NMS: FISILive Quote
📈 ZcoreAI Score
Our AI model analyzes Financial Institutions, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.
Get FISI Z-Score →About Financial Institutions, Inc.
Financial Services
Banks - Regional
Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers commercial loan products including term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans; commercial mortgage loans; one-to-four family residential mortgage loans; home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and other secured and unsecured personal loans, as well as recreational vehicle, boat, personal loans, and deposit account collateralized loans. In addition, it offers investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.
📊 Fundamental Analysis
Financial Institutions, Inc. demonstrates exceptional profitability, with a profit margin of 32.1%.
Return on Equity (ROE) is 12.5%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.
At a current price of $34.05, FISI currently trades near the top of its 52-week range (90%) (Range: $21.17 - $35.47).
💰 Valuation Insight
FISI is valued broadly in line with the sector at a PE of 9.43. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
✅
Profit Margin
Excellent
⚠️
Return on Equity
Moderate
✅
Beta (Risk)
Low Volatility
Key Financials
Market Cap
$670.27M
Trailing P/E
9.43
Forward P/E
8.20
Beta (5Y)
0.65
52W High
$35.47
52W Low
$21.17
Avg Volume
158K
Day High
Day Low