First Community Corporation
NCM: FCCOLive Quote
📈 ZcoreAI Score
Our AI model analyzes First Community Corporation's price action across multiple timeframes using regression channels and statistical scoring.
Get FCCO Z-Score →About First Community Corporation
Financial Services
Banks - Regional
First Community Corporation operates as the bank holding company for First Community Bank that provides various commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals. It operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments. The company's deposit products include checking, NOW, savings, and individual retirement accounts; and demand deposits, as well as other time deposits, such as daily money market accounts and longer-term certificates of deposit. Its loan portfolio comprises commercial loans that include secured and unsecured loans for working capital, business expansion, and the purchase of equipment and machinery; consumer loans comprising secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; real estate construction and acquisition loans; and fixed and variable rate mortgage loans. The company also provides online banking, cash management, and internet banking services; and safe deposit boxes, direct deposits of payroll and social security checks, and automatic drafts for various accounts. In addition, it offers non-deposit investment products and other investment brokerage services; credit cards; and investment advisory and insurance services. The company was incorporated in 1994 and is headquartered in Lexington, South Carolina.
📊 Fundamental Analysis
First Community Corporation demonstrates a healthy profit margin of 24.6%.
The company recently reported 17.5% revenue growth, which is well above average for the Financial Services sector.
Return on Equity (ROE) is 12.3%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.
At a current price of $30.96, FCCO currently trades near the top of its 52-week range (95%) (Range: $20.31 - $31.50).
💰 Valuation Insight
FCCO is valued broadly in line with the sector at a PE of 12.53. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
⚠️
Profit Margin
Moderate
✅
Revenue Growth
Excellent
⚠️
Return on Equity
Moderate
✅
Beta (Risk)
Low Volatility
Key Financials
Market Cap
$290.53M
Trailing P/E
12.53
Forward P/E
9.78
Beta (5Y)
0.34
52W High
$31.50
52W Low
$20.31
Avg Volume
76K
Day High
Day Low