Esquire Financial Holdings, Inc.

NCM: ESQ
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📈 ZcoreAI Score

Our AI model analyzes Esquire Financial Holdings, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.

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About Esquire Financial Holdings, Inc.

Financial Services Banks - Regional
Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal and small businesses, and commercial and retail customers in the United States. The company provides checking, savings, money market, and time deposits, as well as certificates of deposit. It also offers commercial loans, such as short-term financing for inventory, receivables, the purchase of supplies, or other operating needs arising during the normal course of business, as well as loans to its qualified ISO customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants, as well as loans to individuals for debt consolidation, medical expenses, living expenses, payment of outstanding bills, and other consumer needs; and real estate loans, such as multifamily, 1-4 family residential, commercial real estate, and construction loans, as well as merchant services, including portfolio acquisition loan, agent residual acquisition loan, working capital line of credit, and merchant term loan. In addition, it provides cash management, cash sweep, online and mobile banking, and individual retirement accounts. Further, it offers payment processing, ACH and administrative services, and law firm banking solutions. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York.

📊 Fundamental Analysis

Esquire Financial Holdings, Inc. demonstrates exceptional profitability, with a profit margin of 37.1%.

The company recently reported 16.4% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is 19.3%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.

At a current price of $113.14, ESQ currently sits at the 63rd percentile of its 52-week range (Range: $75.79 - $134.81).

💰 Valuation Insight

ESQ trades at a 60.6% premium to the sector average PE of 12.00. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

Profit Margin Excellent
Revenue Growth Excellent
Return on Equity Excellent
Beta (Risk) Low Volatility

Key Financials

Market Cap
$977.17M
Trailing P/E
19.27
Forward P/E
13.39
Beta (5Y)
0.45
52W High
$134.81
52W Low
$75.79
Avg Volume
94K
Day High
Day Low
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