Encore Capital Group, Inc.

NMS: ECPG

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Z-Score Quick Look

About Encore Capital Group, Inc.

Financial Services Credit Services

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

📊 Fundamental Analysis

Encore Capital Group, Inc. demonstrates a profit margin of 14.5%, which is below the sector average, suggesting competitive pressure.

The company recently reported 78.3% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is 29.5%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.

At a current price of $75.43, ECPG currently trades near the top of its 52-week range (92%) (Range: $28.68 - $79.52).

💰 Valuation Insight

ECPG trades at a 42.4% discount (PE: 6.91), which may represent a value opportunity given the sector average of 12.00. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

🔴 Profit Margin Weak

🔴 Debt/Equity Elevated

✅ Revenue Growth Excellent

✅ Return on Equity Excellent

⚠️ Beta (Risk) Moderate Volatility

Key Financials

Market Cap

$1.77B

Trailing P/E

6.91

Forward P/E

5.65

Beta (5Y)

1.27

52W High

$79.52

52W Low

$28.68

Avg Volume

259K

Day High

Day Low

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