Citizens Community Bancorp, Inc.
NGM: CZWILive Quote
📈 ZcoreAI Score
Our AI model analyzes Citizens Community Bancorp, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.
Get CZWI Z-Score →About Citizens Community Bancorp, Inc.
Financial Services
Banks - Regional
Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers in the United States, Wisconsin, Minnesota and internationally. The company offers various deposit products, including demand deposits, savings and money market accounts, and certificates of deposit. It also provides various loan products, such as commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans; and one-to-four family residential mortgages and home equity lines-of-credit. In addition, the company maintains a portfolio of investments comprising mortgage-backed, asset-backed, U.S. Government sponsored agency, and corporate debt securities. Citizens Community Bancorp, Inc. was founded in 1938 and is based in Eau Claire, Wisconsin.
📊 Fundamental Analysis
Citizens Community Bancorp, Inc. demonstrates a healthy profit margin of 23.9%.
The company recently reported 25.1% revenue growth, which is well above average for the Financial Services sector.
Return on Equity (ROE) is 7.9%, which suggests room for improvement in capital utilization.
At a current price of $20.68, CZWI currently trades near the top of its 52-week range (97%) (Range: $12.70 - $20.94).
💰 Valuation Insight
CZWI is valued broadly in line with the sector at a PE of 14.16. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
⚠️
Profit Margin
Moderate
✅
Revenue Growth
Excellent
🔴
Return on Equity
Weak
✅
Beta (Risk)
Low Volatility
Key Financials
Market Cap
$199.12M
Trailing P/E
14.16
Forward P/E
9.78
Beta (5Y)
0.56
52W High
$20.94
52W Low
$12.70
Avg Volume
58K
Day High
Day Low