Community Trust Bancorp, Inc.

NMS: CTBI
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📈 ZcoreAI Score

Our AI model analyzes Community Trust Bancorp, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.

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About Community Trust Bancorp, Inc.

Financial Services Banks - Regional
Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides various commercial and personal banking, and trust and wealth management services. The company accepts time and demand deposits, checking accounts, regular and term savings accounts and savings certificates, individual retirement accounts and Keogh plans, and money market accounts. Its loan portfolio includes commercial, construction, mortgage, and personal loans; lease-financing, lines of credit, revolving lines of credit, and term loans, as well as other specialized loans, including asset-based financing; residential and commercial real estate loans; consumer loans; hotel/motel loans; and other commercial loans. The company also provides cash management, renting safe deposit boxes, and funds transfer services; issues letters of credit; and acts as a trustee of personal trusts, executor of estates, trustee for employee benefit trusts, and paying agent for bond and stock issues, as well as an investment agent and depositor for securities and undertakes repurchase agreements. In addition, it offers securities brokerage services; debit cards; annuity and life insurance products; and repurchase agreements. The company serves small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, southern West Virginia, and northeastern Tennessee. Community Trust Bancorp, Inc. was founded in 1903 and is headquartered in Pikeville, Kentucky.

📊 Fundamental Analysis

Community Trust Bancorp, Inc. demonstrates exceptional profitability, with a profit margin of 36.3%.

The company recently reported 13.8% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is 12.2%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.

At a current price of $64.63, CTBI currently trades near the top of its 52-week range (94%) (Range: $44.99 - $65.79).

💰 Valuation Insight

CTBI is valued broadly in line with the sector at a PE of 11.90. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

Profit Margin Excellent
Revenue Growth Excellent
⚠️ Return on Equity Moderate
Beta (Risk) Low Volatility

Key Financials

Market Cap
$1.17B
Trailing P/E
11.90
Forward P/E
10.74
Beta (5Y)
0.55
52W High
$65.79
52W Low
$44.99
Avg Volume
86K
Day High
Day Low
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