Consumer Portfolio Services, Inc.

NGM: CPSS
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📈 ZcoreAI Score

Our AI model analyzes Consumer Portfolio Services, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.

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About Consumer Portfolio Services, Inc.

Financial Services Credit Services
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.

📊 Fundamental Analysis

Consumer Portfolio Services, Inc. demonstrates a profit margin of 9.7%, which is below the sector average, suggesting competitive pressure.

The company recently reported 4.9% revenue growth, which is modest compared to its industry peers.

Return on Equity (ROE) is 6.4%, which suggests room for improvement in capital utilization.

At a current price of $8.24, CPSS currently sits at the 44th percentile of its 52-week range (Range: $6.67 - $10.22).

💰 Valuation Insight

CPSS is valued broadly in line with the sector at a PE of 10.30. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

🔴 Profit Margin Weak
🔴 Debt/Equity Elevated
🔴 Revenue Growth Weak
🔴 Return on Equity Weak
⚠️ Beta (Risk) Moderate Volatility

Key Financials

Market Cap
$181.87M
Trailing P/E
10.30
Forward P/E
5.68
Beta (5Y)
1.08
52W High
$10.22
52W Low
$6.67
Avg Volume
17K
Day High
Day Low
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