CoastalSouth Bancshares, Inc.

NYQ: COSO
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📈 ZcoreAI Score

Our AI model analyzes CoastalSouth Bancshares, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.

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About CoastalSouth Bancshares, Inc.

Financial Services Banks - Regional
CoastalSouth Bancshares, Inc. operates as the bank holding company for Coastal States Bank that provides various banking products and services to retail and commercial customers. The company accepts various deposits, including checking, savings, money market, and certificates of deposits, as well as demand deposits accounts and interest-bearing products. It offers commercial loans, such as acquisition, development, and construction loans; income-producing and owner-occupied commercial real estate loans; senior housing loans; and commercial and industrial loans. In addition, the company offers retail loans, including residential mortgages, marine vessels, cash value life insurance line of credit, and other consumer loans, as well as loans held-for-sale. Further, it provides commercial treasury management services which includes balance reporting, transfers between accounts, wire transfer initiation, ACH origination and stop payments; senior housing lending, marine lending, and government guaranteed lending; warehouse lending; debit cards; and telephone banking. In addition, the company offers online banking solutions comprising access to account balances, online transfers, online bill payment and electronic delivery of customer statements, mobile banking solutions; direct deposits; cashier's checks; wire transfer services; automated clearing house services; and cash management deposit products consist of remote deposit capture, positive pay, zero balance accounts and sweep accounts. The company was founded in 2003 and is headquartered in Atlanta, Georgia.

📊 Fundamental Analysis

CoastalSouth Bancshares, Inc. demonstrates exceptional profitability, with a profit margin of 31.6%.

The company recently reported 23.6% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is 10.9%, which suggests room for improvement in capital utilization.

At a current price of $25.60, COSO currently trades near the top of its 52-week range (90%) (Range: $19.24 - $26.29).

💰 Valuation Insight

COSO is valued broadly in line with the sector at a PE of 11.85. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

Profit Margin Excellent
Revenue Growth Excellent
🔴 Return on Equity Weak
Beta (Risk) Low Volatility

Key Financials

Market Cap
$306.83M
Trailing P/E
11.85
Forward P/E
9.68
Beta (5Y)
0.09
52W High
$26.29
52W Low
$19.24
Avg Volume
92K
Day High
Day Low
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